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Chad Baur is the founder of Carolina Mortgage Firm, where he serves clients across the Carolinas as a hands-on loan officer dedicated to making the mortgage process straightforward and stress-free. With deep roots in the Rock Hill and Charlotte area, Chad built Carolina Mortgage Firm on the belief that every borrower deserves personalized guidance — not a one-size-fits-all approach. He specializes in home purchases, refinances, and foreclosure transactions, working with a wide range of loan products to find the right fit for each client’s unique situation. Whether you’re buying your first home or restructuring your finances, Chad brings the expertise and responsiveness to get you to the closing table with confidence.




